Abu Dhabi Free Zones

ADGM (Abu Dhabi Global Market)

ADGM (Abu Dhabi Global Market) on Al Maryah Island is Abu Dhabi's international financial centre, built on English common law. Licences start from about AED 12,000 with 100% ownership. It's the top UAE base for financial services, funds, fintech and crypto (regulated by the FSRA), plus professional, holding and family-office companies.

ADGM on Al Maryah Island is Abu Dhabi’s financial centre and a strong choice for professional and consulting firms. Below are realistic costs, visa options, timelines and a simple setup checklist.

Why choose ADGM?

  • International reputation and banking familiarity.
  • Robust framework for professional/consulting activities.
  • Digital onboarding and clear compliance processes.

Typical setup costs

License (from)
AED 12,000–15,000+
Establishment Card / Immigration
AED 650–1,000
Visa (govt. fees, per visa)
AED 3,800–5,500
Medical + Emirates ID (per person)
AED 1,200–1,600

Process

  1. Name reservation & initial approval.
  2. License issuance & company docs.
  3. Immigration setup; visas as required.

Starting from: AED 12,000+

How much does a ADGM (Abu Dhabi Global Market) licence cost?

A licence here typically runs AED 60,000 - 250,000 for year one. The licence is normally issued in 3 - 6 months once documents are ready, and entry package tiers carry 2 - 10 visas. The low end is a single-activity licence with no staff visas; the high end reflects extra activities, a dedicated office or a higher visa quota.

Financial free zone with its own regulator, common-law courts and capital requirements.

Estimate. Indicative market range for planning, not confirmed with the authority. Check current figures before you apply.

Indicative year-one cost — reviewed October 2026
ItemIndicative costNotes
Trade licence (year one)AED 60,000 - 250,000Varies with activity count and facility
Establishment / immigration cardAED 1,200 - 2,000One-off per company, required before any visa
Investor or partner visa (2 years)AED 3,500 - 5,500Includes medical, Emirates ID and status change
Employee visa (2 years)AED 4,000 - 6,500Per employee
Annual licence renewal85 - 100% of year-one feeExcludes one-off formation items

Indicative ranges for planning, not a quote. Zone packages and government fees change — confirm current figures with the authority before you apply.

How many visas do you get?

Quota follows the facility you take, not the licence itself.

What you leaseTypical visa quotaNotes
Licence only (zero-visa)0Trade licence with no residency for anyone
Flexi desk / smart desk1 - 6Set by the package tier you buy, not by the activity
Dedicated office (15 - 25 sqm)4 - 8First step up when a flexi desk runs out of quota
Larger office or warehouseabout 1 per 9 sqmSubject to the zone approving the allocation

Full detail, including how to increase your allocation: free zone visa quota explained.

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Last updated: October 2026

General information, not advice. Fees, packages and visa quotas are set by the free zone authority and change without notice — confirm current terms before applying.

How much does an ADGM licence cost?

ADGM licences start from about AED 12,000–15,000 for professional/holding activities, plus establishment card, visas and office. Regulated financial licences (under the FSRA) carry additional regulatory fees and capital requirements.

ADGM vs DIFC — which financial centre should I choose?

Both are English common-law financial centres with 100% ownership. DIFC (Dubai) has the larger, older ecosystem; ADGM (Abu Dhabi) is fast-growing, strong on funds, fintech and crypto, and often paired with Abu Dhabi's capital and Hub71 support. Choose by where your clients, investors and team are.

Can ADGM license crypto or fintech?

Yes — ADGM's FSRA has an established framework for virtual assets and fintech, making it a leading UAE base for regulated crypto, funds and fintech firms.

Is ADGM only for finance?

No — professional, consulting, holding and family-office activities are permitted too. Only regulated financial activities need specific FSRA approvals.

Do I need a physical office?

Small teams can start on flexi/serviced offices; larger visa quotas or regulated activities may require dedicated space.